Get the Home you really Want!

Get the Home you really Want!

I was just introduced to this pretty cool investment program from a company called Unison.  They will match your downpayment doubling your downpayment for your next purchase and so enabling you to qualify for more house without mortgage insurance.   If you are struggling to qualify for the house you really want or the monthly […]

Happy Thanksgiving 2016

Happy Thanksgiving 2016

On a Personal Note I cannot believe it’s Thanksgiving again and even in these uncertain times I have a lot to be thankful for.    I have two healthy sons who are making their own way in the world one in the UK and one in Kentucky I am fortunate enough to have a grandson […]

The Father’s Day Tie

The Father’s Day Tie

The Father’s Day Tie

The Father’s Day Tie This Father’s Day, thousands of neckties will be given by loving children to beloved fathers. But have you ever wondered how this style trend evolved? After all, the necktie is purely decorative. It doesn’t keep us warm or dry, and does not add comfort. Yet men around the world love wearing […]

8 Dumb Things that Smart People Do When Buying a Home

8 Dumb Things that Smart People Do When Buying a Home

8 Dumb Things that Smart People Do When Buying a Home If you’re bound and determined to buy a house, here is some advice from recent home buyers who are sharing things they wish they had known before they bought.   Every year, I see dozens of home buyers fall into the same traps over […]

Home Owner Tax Breaks

Home Owner Tax Breaks

Home Owner Tax Breaks

Don’t forget about homeowner tax breaks A New Year means tax season is right around the corner. One of the many perks of homeownership is big tax breaks. So whether you’re doing your taxes yourself or getting help from a professional, it’s important to take advantage of those breaks! Mortgage Interest Deduction: Before buying a […]

Want to move but don’t want higher Property Tax?

Don’t get left out with Rising Interest Rates.

Don’t get left out with Rising Interest Rates.

The Fed has announced an increase of .25% in the base lending rate. This is not a huge hike and remember mortgage rates are still historically low but this is the first of series of rate hikes. This will soon trickle down to the mortgage interest rates and other vehicles of credit. So What does […]

Costly Water Heater Regulation

Costly Water Heater Regulation

  The U.S. Department of Energy will soon begin enforcing new energy efficiency standards for hot water heaters in residential buildings.  The updates to the National Appliance Energy Conservation Act (NAECA) that came into affect April 2015 require hot water heaters that are larger, more costly and more environmentally conscious than what is required under current regulations. This […]

Preparing for El Niño

Preparing for El Niño

After months of little rain and un interrupted sunshine we in Southern California may have forgotten what happens when large amounts of rain falls and where it needs to go.    With a strong El Nino season approaching it will save some surprises to prepare your home. Gutters:  Clean out those gutters and fix downpipes […]

My Favorite Thanksgiving Stuffing

My Favorite Thanksgiving Stuffing

  My Favorite thing from Thanksgiving dinner is a good sausage and fennel stuffing.   This recipe has kind of come together over the years and every year I add something to it so it evolves as years go by.  This year the addition is with the olive and rosemary bread used instead of the sour […]